FIGHT FOR HEALTHCARE: Healthcare insurance for middle-class fami - KCTV5

FIGHT FOR HEALTHCARE: Healthcare insurance for middle-class families skyrockets

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Many families are now choosing to go without and just pay for the medical care they need. The Godfrey’s have been doing that for years. (KCTV5) Many families are now choosing to go without and just pay for the medical care they need. The Godfrey’s have been doing that for years. (KCTV5)
KANSAS CITY, MO (KCTV) -

Healthcare insurance for middle-class families is skyrocketing.

Many families are now choosing to go without and just pay for the medical care they need. The Godfrey’s have been doing that for years.

“We are too rich for discounted premiums and too poor for the premiums which have tripled. They have tripled!” Shannah Godfrey said.

Godfrey and her daughter say that approach has saved them hundreds of thousands of dollars. But a recent emergency room bill stunned them.

Sequoia Godfrey had cramps, and the doctor at urgent care center had sent them to the ER for an ultrasound. The total bill was more than $13,000.

“If I don't have the money then I don't have the money,” Sequoia Godfrey said.

She and her mom questioned the high charges. Eventually, the hospital wrote off most as part of the hospital charity fund.

The Godfreys also negotiated a much lower price with the physician’s group.

 “This is the big issue that no one is talking about,” health insurance broker Carey Hall said.

Hall owns Benefits by Design. He helps families navigate the changing landscape of healthcare. He says prices for middle-class families who don’t qualify for a subsidy have jumped.

“The premium for four people is going to be $2,700 with no subsidy,” said Hall.

KCTV5 News is investigating the challenges people face with health care. If you want to share your story or concern, contact us at investigates@kctv5.com.

Copyright 2018 KCTV (Meredith Corp.) All rights reserved.

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