The Affordable Care Act, also known as Obamacare, seems to be something most everyone is talking about as open enrollment begins in less than one week.
There was a big effort Tuesday night at the Liberty Community Center to try to cut through the confusion. A seminar was held geared specifically to people over 50.
Most of the people in attendance have Medicare, and because of that, they don't have to participate in the open enrollment to buy health insurance. But they still had plenty of questions.
Insurance expert Jeff David opened the seminar with a joke, designed in part to quell fears and uncertainty over the healthcare law. For two hours, he fielded questions form the nearly 60 people in attendance, some of whom are uninsured. Patti Butler is one of them.
"I'd like to know what I need so I'll be fine. My husband will be fine because he is the only one in the household, and he has insurance," Butler said.
Others wanted to know what their options were since Missouri is not setting up marketplaces or exchanges for the uninsured to buy insurance at affordable rates.
The federal government have said they'll open up marketplaces and provide subsidies to some of the uninsured to help defray the cost. But Alex Bay, who has insurance, had questions.
"The big concern I had was how many exchanges are we going to have in the state of Missouri," Bay said.
That was one of many questions that went unanswered, but David assured the group that they wouldn't lose their Medicare, nor would they have to pay higher premiums or buy additional coverage to comply with the Affordable Care Act.
That news went over very well and both Bay and Butler gave the seminar high marks.
"I think it was very informative. There a lot of questions that have been answered," Bay said.
Butler said she got an understanding and was feeling a little bit better than she did when she walked through the door.
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