Saturday, Jan. 24

Valentine’s Day Gifts with Helzberg Diamonds
www.helzberg.com

Financial Planning
Enterprise Bank and Trust
enterprisebank.com

Tips:

• Get everything on paper
• Identify needs versus wants
• Pay yourself first
• Make it painless

Important Steps to Successful Budgeting:

• Get everything on paper
• Microsoft office and Kipplinger.com both have simple templates you can use
• List monthly net income and all monthly bills
• Save all your receipts, no matter how small, for a month
• Identify needs versus wants
• Housing, food, utilities, transportation, clothing, and health care are needs
• Almost everything else is a want
• Eliminate frills like takeout meals, cup of coffee on the way to work, subscriptions
• Keep cutting until income exceeds expenses
• Pay yourself first
• Make savings a line item in your monthly budget
• Don't rob yourself to pay for wants
• No amount is too small
• Make it painless and seamless
• Ask your bank about an automatic savings withdrawal. It is free at most banks and you can pick the day, preferably each payday
• Take at least half of any pay raise you get, and put it in savings
• Target debts, one-by-one. When you pay it off, take some of that money and put it in savings

Pet of the Day
Gizmo is up for adoption. Check out other Humane Society pets for adoption on KCTV5.com's Pet Page.

Chef Segment

NoRTH Restaurant
4579 West 119th St.
Leawood, KS 66209
www.foxrc.com
Click here for the Braised Duck Risotto, Black Kale and Spiced Apple recipe.


Sunday, Jan. 25

Coupon Savings
Anna Bannister, the coupon queen
www.becentsable.net/

Workshop dates:

Northland
Thursday, Jan. 29 | 6 to 8 p.m.
Platte Woods Methodist Church, Room 250
7301 NW Prairie View Road, Platte Woods, Mo. 64151

Overland Park
Thursday, Feb. 12 | 6:30 to 8:30 p.m.
Matt Ross Community Center
8101 Marty, Overland Park, Kan. 66214
(must pre-register for this one at centsabledarci@gmail.com

Grain Valley
Monday, Feb. 16 | 6:30 p.m.
Faith United Methodist Church
1950 Eagles Parkway, Grain Valley, Mo. 64029

Olathe
Tuesday, Feb. 17 | 6:30 p.m.
Olathe Northwest High School Auditorium
21300 College Blvd., Olathe, Kan. 66061

Buying foreclosed homes
Realty Executives of Kansas City
Ellen Brewood
www.realtyx.com

How to buy a foreclosure home:

• Be prepared for repairs
• They come on the market priced to sell
• Act fast and have your financing in place

Hopeline
Verizon Wireless
Donating used cell phones to victims of domestic abuse
http://aboutus.vzw.com/communityservice/hopeLine.html

Voices in Time - Recording Life's Stories
Lili Shank
www.ourvoicesintime.com/


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